Annuity KB | Calculators
Retirement and Financial Calculators
What Are The Tax Advantages Of An Annuity?
Deposits into an annuity are not tax-deductible, however you don't have to pay taxes on the interest earned until you begin making withdrawals. This tax-deferral period can have a dramatic affect on the growth of an investment. Use this calculator to compare the tax advantages of saving in an annuity versus an account where the interest is taxed each year such as a CD.
What Is My Potential Estate Tax Liability?
In 2011 federal estate taxes return with a top rate of 35%. Estates worth up to $5 million will be excluded from paying federal estate tax. This means that the federal government could 'inherit' a significant portion of your estate unless you take measures to preserve your wealth. Use this federal estate tax calculator to estimate your tax liability
How Long Will My Money Last With Systematic Withdrawals?
You have worked hard to accumulate your savings. Use this calculator to determine how long those funds will last given regular withdrawals.
What Are My Long-Term Care Needs?
There are basically three ways to fund your long-term care needs: self-insure, qualify for Medicaid, or obtain long-term care insurance. Use this calculator to determine your potential long-term care needs and how long your current assets might last.
Compare Taxable, Tax-Deferred And Tax-Free Investment Growth
Investment vehicles are taxed differently. This calculator is intended to help compare a fully taxable investment to two tax advantaged situations. In one situation, an investment account is not taxed until the money is withdrawn. In the second scenario, the money is an investment that is not subject to Federal or State tax.
How Much Of My Social Security Benefit May Be Taxed?
Did you know that the government may tax up to 85% of your Social Benefit? If this is the case you may want to reposition some of your other income to minimize how much of your Social Security is taxed and, thereby, maximize your retirement income.
How Will Retirement Impact My Living Expenses?
Your living expenses may increase or decrease at retirement but will likely not stay the same. You may travel more, reduce business expenses such as eating out and transportation costs, perhaps your house will be paid off. Use this calculator to help compare living expenses now from the day you retire. This will also help you to plan your saving requirements for the day you retire.